Review Investments
Complete step-by-step checklist to review investments covering check asset allocations and evaluate portfolio performance, and essential action items.
Check asset allocations
Ensure portfolio split (stocks, bonds, cash) matches your risk profile
Evaluate portfolio performance
Compare your returns against index benchmarks like S&P 500
Rebalance portfolio
Buy/sell assets to bring allocation back to target percentages
Minimize investment fees
Check expense ratios and opt for low-cost index funds
Automate recurring investments
Set up recurring transfers to invest consistently
Verify investment tax rules
Understand capital gains taxes before selling portfolio shares
Audit brokerage account logins
Verify security questions and password manager credentials
Monitor dividend payout options
Enable automatic dividend reinvestment plan (DRIP) options
Check cash reserves limits
Ensure cash in brokerage account is earning interest yield
Track investment cost basis
Log original purchase prices to calculate accurate capital gains
Verify target sector concentration
Check that single stock holdings don't exceed 10% of portfolio
Compare ESG index fund options
Research sustainable investment index returns if interested
Check currency risk on foreign stocks
Verify exposure to exchange rate declines on international funds
Log capital gains tax classes
Separate short-term versus long-term holdings before sales
Audit physical gold certificates
Keep safety records of precious metals stored in vaults