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Buy New Car

Complete step-by-step checklist to buy new car covering set clear budget limit and research models online, and essential action items.

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Set clear budget limit

Define maximum monthly payment and down payment limit

Research models online

Compare fuel efficiency, safety ratings, and space options

Test drive models

Visit dealerships to test drive top 3 choices

Compare financing rates

Check loan rates at local banks before dealer finance

Negotiate final price

Agree on out-of-the-door price including tax and fees

Compare insurance quotes

Check auto insurance premium rates for target models

Check trade-in values

Get valuations for your old car if trading it in

Verify package specifications

Ensure car has desired trim, tech, and color options

Read sales contract terms

Check document for hidden prep fees or add-on charges

Inspect car before exit

Check body paint and electronics before leaving lot

Check dealer preparation charges

Verify vehicle inventory fee details are itemized

Confirm manufacturer recall statuses

Verify target VIN code has no outstanding safety recalls

Verify hybrid battery warranty terms

Confirm how many years battery components are protected

Inspect rear cargo seat configurations

Check if seats fold flat for luggage carriage

Verify spare tire inflation kit

Ensure package contains tool wrench and jack safety setup

Check local dealer service ratings

Read reviews of local center where warranty repairs are done

Confirm tire brand ratings

Check tyre safety grades for traction and threadwear

Schedule loan payment dates

Set payment calendar date matching monthly payroll blocks

Obtain title transfer records receipt

Confirm dealer submitted title papers to DMV portal

Secure window sales sticker sheet

Retain original window sticker (Monroney) for records